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“OMG Mortgages Interest Rates Are Almost 4%! “

Author: Fernando Herboso / Category: Clarksburghomesforsale

“OMG Mortgages Interest Rates Are Almost 4%! “

(original article) 

mortgages

A lot of people may not remember life during President Jimmy Carter years. .I know I do.

It was the late 70’s

Interest rates were in some cases as high as 20% 

Unemployment was rampant and so was gas shortages all around the nation. 

You had to get in line to put gas in your car…and sometimes gas stations had empty tanks.

Now is 2016 

and I heard the first complain of 2016 from a customer that just signed up to our website, 

“OMG Mortgages Interest Rates Are Almost 4%! “

My customer was right, 

Mortgage interest rates, as reported by Freddie Mac, have increased over the last several weeks.

Following suite,  Fannie Mae, the Mortgage Bankers Association and the National Association of Realtors are all calling for mortgage rates to continue to rise over the next four quarters.

This has caused some home buyers  to reflect to this fact

The days of 3% Mortgage Rates are over.. and they ask themselves this question?

Should I go ahead and buy a house in 2016? 

My first thought was:

“c’mon man! , you should realize that current rates are still at historic lows”

Do you want to see the proof?

Here is a chart showing the average mortgage interest rate over the last several decades.

If you are thinking on buying a home in 2016 

Be happy that the interest rates are still  around 4% 

It could be the 70’s all over again…

{insert imaginary music “Stayin’Alive here now}

 

 

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Misleading News About the Fall of Housing in November 2015

Author: Fernando Herboso / Category: Arora Hills, Clarksburg Village, Clarksburghomesforsale, Grapevine Ridge

“US Existing Homes Sales

Plunge in November 2015″…NOT!

(Original article here: http://www.reallynicehomes.com/blog/misleading-news-about-fall-housing-november-2015/)

Misleading news seems to be the fallacy of today’s news environment. Every major news organization are set to bring drama and bad news for ratings and they have plenty of it..

This week it wast reported,

The US existing Home Sales has plunged over 10%!

Reporting particularly dramatic events are taken to outweigh a significant amount of statistical evidence…

The evidence is very clear, 

The reason why HOME SALES PLUNGED over 10% in November 2015 is very simple:

A new government regulation was just implemented in October 3rd

This is the new “Know Before You Owe” mortgage rule, commonly known as the TILA-RESPA Integrated Disclosure (TRID) rule. 

These new regulations put a HALT STOP to many transactions in November.. 

Everyone was trying to figure it out how to comply with it..

This is why many transactions where delayed..

See Chart below (courtesy of KCM) 

November’s rise in numbers indicates exactly the time when this new regulation was implemented

The 3 day difference between October and November is EXACTLY 10% on one month’s numbers..10% of transactions were delayed in November…DUH!

So, what is the true market indicator out there..

Without the drama most  news organizations seem to invent for better ratings..

Let’s see how is the housing market actually doing right now…

The best indicator to forecast and look at how well the housing market is doing is to look at the “Foot Traffic Report” from NAR (National Association of Realtors) 

This report indicates the number of prospective buyers that are actively looking for a home at the current time;

So let’s check what this report says in one single glance..(courtesy of KCM) 

It is very obvious..

That demand to buy single family homes is increasing over the last few months – not decreasing.

So if you are planning to sell a house soon, don’t panic, no matter what last month’s sales numbers show, the housing market is still doing well as demand remains strong.

…and if you are thinking to buy soon,

sooner is better than later for these two reasons alone: 

  • Interest rates are creeping up
  • Less competition in the Winter months

 

Whether you are ready to sell or buy, 

Give us a call, we have the “pulse of the market:, 

so you can make the RIGHT MOVE!

301-246-0001 for immediate help

 

 

 

 

 

 

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Relocation Information for Clarksburg Maryland Neighborhoods

Author: Fernando Herboso / Category: Arora Hills, Clarksburg Village, Clarksburghomesforsale

Clarksburg Maryland Relocation Information 20871 

(Typical Clarksburg Maryland street in the fall (2014)

RELOCATING TO CLARKSBURG, Md.

As construction continues in Clarksburg  Maryland neighborhoods, its not a surprise that demand is still up for young professional families that need a family oriented community where their kids are a priority and the environment where they live.

Clarksburg Maryland is such a place. Less than one hour north of Washington DC, you will find rows upon rows of traditional American and neo-traditional style homes in many neighborhoods with the same theme: Family

Many of the houses are showcased with meticulously manicured lawns surrounded by white picket fences and miles and miles  of sidewalks adorned by beautiful seasoned tress that highlights the quality of living being shared among the neighbors in this beautiful part of Montgomery County Maryland

The Neighborhoods:

Clarksburg Maryland is home to around 20,000 people many of which live in and around these main neighborhoods:

The Builders: 

Ryan Homes, Beazer Homes, Winchester Homes, Craftmark Homes are  among the most active builders that  keep developing what Clarksburg is today.

Entertainment: 

So many things to see and places to go. The Washington Metro Area has always a full schedule of things to do around DC. Anything from hiking trails to a trip to a local market, from horse back riding to  visiting a winery at the foot of Sugar Loaf Mountain. You will find everything you will ever need when you move to Clarksburg MD. 

Restaurants: 

Montgomery County Maryland  is home to many excellent restaurants, which is easy to spot with a drive on I-270 and stops at any exit. Anywhere Germantown to Bethesda and beyond, you will find an array of  culinary delights.  you can think of, can be found here. We cover a number of them to help you get started.
A little closer for Clarksburg residents, you will find Bennigan’s an Irish themed restaurant, GrillMarX Steakhouse and Raw Bar, Pizza and several others just a short distance away.

Explore Milestone Shopping Center by climbing aboard my Hummer here

Shopping: 

Harris Teeter grocery store is in the center of Clarksburg Village and a resident’s favorite. A short 5 minute drive and you will find yourself in Milestone where you will have a plethora of stores and restaurants to choose from,They are all conveniently located at the corner of 355 and Ridge Rd. Costco is a short 10 minute drive. 

Housing: 

In general, prices for housing in Clarksburg Maryland average a little higher that its neighbor cities like Germantown and Damascus. 
as of Dec 2014 If you were looking to rent on Clarksburg, expect to pay as low as $1600 per month for a small condo, between $1800 to $2800 for a townhouse…and as high as $3500 to $4000 for a single family home.
If you are buying, prices start in the mid 30’s and as high as one million dollars for a customized top of the line home. An average single family home will cost you between $500,000 to $800,000
Townhouses start at $300,000 plus

Schools: 

Clarksburg High is the High School on Clarksburg Maryland 
Little Bennet and Clarksburg Elementary are Elementary Schools 
For middle school is Rocky Hill 

A Typical Drive in Clarksburg Streets

For homeowners who want to live surrounded by a natural environment adorned by rows of inviting tree lined streets..then Clarksburg MD should be your home.

Watch the video below  and take a ride around Clarksburg:


 
 

There are still many roads flanked by sprawling fields, farms, and pastures around Montgomery County. You can still enjoy that country atmosphere and still be under a  45 minutes drive to the White House.

A Typical Home in Clarksburg MD:

At the time of this video, this property was listed by our company Maxus Realty Group FOR RENT 
The price? $3000 per month in Clarksburg Village

 


At the time of this video, this property was listed by our company Maxus Realty Group FOR SALE 
The price? $699,000 per month

 
 
 
If you are considering selling, buying or renting a home in Clarksburg Maryland
Please contact us for superior local service.

Maxus Realty Group 301-246-0001 

www.ReallyNiceHomes.com

We know The Clarksburg Maryland!
 
Important Links for Clarksburg MD:
 
 

Clarksburg Maryland Relocation Information 20871 

 





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22543 WINDING WOODS WAY, CLARKSBURG, MD 20871

Author: Fernando Herboso / Category: Clarksburg Village

22543 WINDING WOODS WAYCLARKSBURGMD   20871

A Really Nice Home For Sale 


 

 
Large, sophisticated and casual
 
 Featuring  upgraded appliances, morning room, luxury baths, luxury kitchen  and many more extras.. 

Majestic Ceilings…..

Separate Dining Room…

Deck with a View. . wooded lot!
CALL 301-246-0001 For More Information
Maxus Realty Group is a full service Maryland real estate company operating in Clarksburg Maryland. Our team is dedicated to providing you with assistance in any aspect of real estate within Maryland DC and Northern Virginia areas. IncludingClarksburg Maryland  Montgomery County,Frederick County , PG County, Washington DC, Arlington, Alexandria,  Fairfax and Loudon County
Let us know if you would like to see this beautiful Home..

 
Fernando Herboso

    BROKER ♦ REALTOR® 
 

HERBOSO & ASSOCIATES, LLC  
301.246.0001

 

22543 WINDING WOODS WAYCLARKSBURGMD   20871

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Amazing Prices | Save $$$$ Buying a New Home In Clarksburg MD Now

Author: Fernando Herboso / Category: Arora Hills, Clarksburg Village, Clarksburghomesforsale, Grapevine Ridge

new homes in clarksburg md

Information is power when it comes to buying a new home.

We have been preparing for you and if you are ready 

Step right in

We will provide you with unbiased opinion about all the new home construction in Clarksburg Maryland 20871

The quality of your builder is not based on their construction workers

Most of them are shared or they work for different builders at the same time

The quality of your builders depends in the quality of materials and the amount of specialized supervision.

As we go towards the last quarter of the year, builders are susceptible to accept lower offers than their Spring and Summer season…

Watch 3 ways how to save money on your next brand new home purchase

 

Before connecting directly with a single builder out of many…a  simple consultation that brings neutral information with an unbiased party will clear your options. Once you 
have narrowed your choices down to one single community, one builder and one home, you are clear on your goals and ready to work out the details. Let us be that unbiased opinion for you. We can help you choose the right community, the right builder, the right lot, the right model and help you  sign a contract for your dream home.

 Sign Up Form For Clarksburg MD

 

 

New Home Construction for Clarksburg Maryland 

 

Home value

 

Clarksburg MD Sample of the Latest Listings

 

22966 NEWCUT ROAD Unit #2361, Clarksburg MD 20871

$300,000

22966 NEWCUT ROAD Unit #2361, Clarksburg

Beautiful 2Lvl Condo , w/ att.1car garage and driveway. 2BR and 2.5BA. HW floors in Liv/Din Combo. Breakfast Bar, SS Appl., Granite counter tops, Gorgeous Dark Wood Cab.,…

  • Beds 2
  • Baths 3.0
  • MLS MC8450703
  • Bldg. Arora Hills Codm

 

23518 SUGAR VIEW DRIVE, Clarksburg MD 20871

$614,990

23518 SUGAR VIEW DRIVE, Clarksburg

Spectacular all the way around. Million dollar view from the back,see pictures, Gleaming hardwood floors, everything has been upgraded and so clean you can eat off the f…

  • Beds 5
  • Baths 4.0
  • MLS MC8450163

 

12832 CLARKSBURG SQUARE ROAD Unit #302, Clarksburg MD 20871

$250,000

12832 CLARKSBURG SQUARE ROAD Unit #302, Clarksburg

2 level huge luxurious condo w 2 car attached gar + 180 sq ft storage rm. Spectacular view. Big kitchen w corian & upgraded cabinets. FR, DR, LR, & Den. Huge double walk-…

  • Beds 3
  • Baths 3.0
  • MLS MC8450007
  • Bldg. Clarksburg I Cod

 

23034 SWEETSPIRE DRIVE, Clarksburg MD 20871

$385,000

23034 SWEETSPIRE DRIVE, Clarksburg

Beautiful town house! Virtually new!!Open floor plan,gleaming hardwood through out LL & in Gourmet kitchen w/ granite counter tops, stainless steel app, recess lighting,c…

  • Beds 4
  • Baths 4.0
  • MLS MC8448598
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