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Maryland Real Estate Information: WHAT IS A HOME EQUITY LOAN / LINE OF CREDIT?

Author: Fernando Herboso / Category: Arora Hills, Clarksburg Village, Clarksburghomesforsale, Grapevine Ridge
Maryland Real Estate Information: WHAT IS A HOME EQUITY LOAN / LINE OF CREDIT? 

For more information or to browse Maryland homes for sale and real estate…
There’s more to
buying a home than just browsing real-estate listings and picking out the best
pictures.
Let us help you
find your next house.
Start by going to www.ReallyNiceHomes.com

Or call Fernando Herboso 301-246-0001 for faster
assistance.
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5331 Chesapeake Rd Hyattsville, MD 20781 Fernando Herboso Listing Agent 301-246-0001

Author: Fernando Herboso / Category: Arora Hills, Clarksburg Village, Clarksburghomesforsale, Grapevine Ridge
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3 Waterside Court Germantown, MD 20874

Author: Fernando Herboso / Category: Arora Hills, Clarksburg Village, Clarksburghomesforsale, Grapevine Ridge

This property has its own dedicated website at http://3WatersideCourt.utour.me. Visit the website for more photos, the virtual tour and to schedule a personal showing.
NATURE AT YOUR DOORSTEP IN THIS WELL MAINTAINED TOWNHOUSE! BRIGHT & SUNNY KITCHEN W/BAY WINDOW, STAINLESS APPLIANCES, CHERRY CABINETS, AND HUGE LIVING ROOM/DINING ROOM COMBO W/TRIPLE SLIDERS TO OVER SIZED DECK W/PRIVATE WOODED SETTING! CATHEDRAL CEILING IN MASTER BEDROOM! 3 FULL BATHS! FINISHED WALK-OUT BASEMENT W/REC ROOM, FIREPLACE & FULL BATH!

https://www.youtube.com/watch?v=Rnsk7rqEqjI

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How To Sell Your Own Home in Maryland : Home Selling Tips for Clarksburg MD

Author: Fernando Herboso / Category: Arora Hills, Clarksburg Village, Clarksburghomesforsale, Grapevine Ridge

 How To Sell Your Own Home in Maryland  : Home Selling Tips & Precautions

 

 Read Complete article here: http://www.reallynicehomes.com/blog/how-sell-your-own-home-maryland-home-selling-tips/

 

How To Sell Your Own Home in Maryland? 

Thinking of selling your home yourself?

Thinking on selling your home on your own?

For Sale by Owner (FSBO) There are some people that sell their home the  FSBO way.

The majority of these sellers do it because they know the person they are selling it too. Most often this involves family members or close friends.

But in most cases they sell their own home to avoid paying a commission to an agent.

This is a risky move for anyone to try as it  reminds me of a time when I met one of my clients for the first time.. 

First, allow me to introduce myself.

My name is Fernando Herboso, I’m the broker for Maxus Realty Group in Montgomery County Maryland. 

I would like to take this opportunity to tell you about this client of mine that had to sell his home and was looking for ways to save money. 

He had a dilemma, as he was considering selling his home on his own in an effort to save commission,  but he also knew that selling his home as a FSBO was too time consuming and too risky for him.

Luckily he listened to my presentation as he realized that a very small percentage of FSBO are usually successful. 

Why try to overcome the odds and take on the difficulties of creating marketing systems just to sell one home?

I reminded him that my systems were already in place as my company  spends thousands of dollars each month making them run efficiently for all our listings…

That’s when I decided to create a postcard that depicts clearly the difficulties for all For Sale By Owner candidates trying to save on commission fees.. .ignoring the facts that it takes time and money to market a home…if you want to achieve the highest value possible. 

Here is what we created: 

For Sale By Owner

 

The odds of overcoming the difficulties in selling a home by creating system from scratch.. .simply does not make any sense these days…

This is why my client realized that he had to employ the services of a full time real estate professional, (that is) if he wanted the odds on his side.

I introduced to all my “Home Selling Systems” one evening at his home. I showed him how we were able to attract buyers for our listings as we multiplied the number of showings by 10 in just the first 7 days we had it listed. 

The home was SOLD soon after in just in 27 days, and he  was able to save thousands of dollars on commission fees by “NETTING” more money at the closing table.

Should you decide, at any time, that you could benefit from the expertise and skills of a professional Real Estate Agent with a proven track record of success and marketing systems ready to promote your home..

I’m only a phone call away (301-246-0001) 

You are under no obligation and I can assure you that our meeting will allow you to explore your options even more so. . .

 

Should you use a ZESTIMATE to sell your house? 

 I also invite you to watch this video and see how a Zestimates may or may not help you sell your house…

 

sellers

 

Click here to get started!

 

 

 

 How To Sell Your Own Home in Maryland  

 

: Home Selling Tips 

Read More Here: http://www.reallynicehomes.com/blog/how-sell-your-own-home-maryland-home-selling-tips/

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What Credit Score is Needed to Buy a Home in Clarksburg Maryland ?

Author: Fernando Herboso / Category: Arora Hills, Clarksburg Village, Clarksburghomesforsale, Grapevine Ridge

What Credit Score is Needed to Buy a Home in Maryland ?

First of all,  you might be wondering which credit score mortgage lenders use?

  • Equifax?
  • Transunion?
  • Experian?

I get this question a lot and I’m not sure why?

There’s no sense focusing on something that only lenders have control of it, the fact remain that you need to be credit worthy  to be a borrower.

All lender determine your creditworthiness by pulling your credit score.

But if you must know, the answer is your FICO score and that is an standard being used with most lenders in general. 

Your FICO score is a combination of the 3 listed above…which are the three main credit bureaus. 

If you are looking for the perfect “LOWEST CREDIT SCORE” you must have and get the best pricing from a lender…you will need at least 760 points.

If you have any mistakes or missteps inside your credit report, you must deal with them before buying a home if you want the best rates possible…and  in some cases, this could take several months.

Maybe you will find that  your credit score is not sufficient for you to get a loan. Your income and the ratios play an important role in determining how much credit you can get.

This is a very personal conclusion based on your own  credit score, your income ratios, your debt amounts…and a few other important relevant facts. I caution for you NOT TO DISQUALIFY yourself…but have a professional evaluate your whole application for the best advice possible.

In summary, the only thing you have control over your credit score is to keep up diligently with your bills, don’t wait until the last minute to pay them, don’t  over burden yourself with so much credit and be responsible and strive fro perfection when it comes to paying your bills…

If you have low credit scores, do not get discouraged, there are ways to raise your credit up with the right help…call us if you need assistance on this 301-246-0001.

 

What it takes to get a loan plus information about grants when you are a first time home buyer?  

What Credit Score is Needed to Buy a Home in Maryland ?

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